In the framework of the partnership between VivaCell-MTS and “Nairi Insurance”, employees of state bodies and state organizations in the spheres of education, culture and social protection can now obtain state health insurance contracts at VivaCell-MTS service centers by choosing one of the offered insurance packages. To sign the contract the following documents are required: • ?icket provided by ? state body or state organization • State body or state organization employee passport • Passport of the family member, if the employee’s family member should also be insured For more information one can visit www.vivacell.am, contact 111 free of charge hotline, chat with us through “111 Online”, or approach one of our service centers across Armenia. "Be ready for more! VivaCell-MTS... More than operator!".- indorma the VivaCell-MTS company. VivaCell-MTS (K-Telecom CJSC) is Armenia’s leading mobile operator, having the widest 2G/3.75G/4G network reach and spreading a wide range of Voice and Data services all across Armenia. Having the best of the Armenian people interest at heart since its launch on 1st July 2005 and in a short period of time VivaCell-MTS has managed to build a nationwide network and a considerable customer base. VivaCell-MTS drives innovation and aims at always being at the forefront of any development serving the Armenian mobile communications market. For more information, visit www.vivacell.am Mobile TeleSystems OJSC ("MTS") is the leading telecommunications group in Russia, Eastern Europe and Central Asia, offering mobile and fixed voice, broadband, pay TV as well as content and entertainment services in one of the world's fastest growing regions. Including its subsidiaries, the Group services over 100 million mobile subscribers. The Group has been awarded GSM licenses in Russia, Ukraine, Uzbekistan, Armenia and Belarus, a region that boasts a total population of more than 230 million. Since June 2000, MTS' Level 3 ADRs have been listed on the New York Stock Exchange (ticker symbol MBT). Additional information about the MTS Group can be found at www.mtsgsm.com.

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